Hard Money vs Conventional Financing

Hard Money vs Conventional Financing
Posted Thursday January 30, 2020 in Investing, Private Lending, Real Estate

Most real estate investors don’t start off with a lot of cash that can be used for purchasing properties. And even if you have money, leveraging loans from a lender will most likely work to your advantage as opposed to tying up all your cash in an investment. When it comes down to it, you…

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3 Ways to Make the Most on Your Irvine Flip

3 Ways to Make the Most on Your Irvine Flip
Posted Wednesday December 26, 2018 in Investing, Private Lending

We frequently encounter investors who are not getting hot prices on their flips. Usually, this is directly linked to a few common misconceptions nearly every seller, investor or otherwise, is prone to when they are listing in a market with very high housing demand. If you want “highest and best” to be the highest possible…

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Types Of Hard Money Lenders

Types Of Hard Money Lenders
Posted Tuesday December 18, 2018 in Investing, Private Lending

Are you aware that there are different types of hard money lenders? To begin with, the classification "hard money lender" can describe multiple types of lenders, and you need to know which type you're dealing with before you borrow. Knowing exactly where your funds will be coming from can make a big difference in your…

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Who Is CIVIC?

Who Is CIVIC?
Posted Wednesday May 23, 2018 in Private Lending

We thought we’d take a moment here at CIVIC and go into a little more detail of who we are, where we’re from and what our goals are. You’ve probably read up some on the About Us section on our new website but there is more to CIVIC than first meets the eye. We provide…

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CIVIC Sponsors the IMN SFR Forum EAST

CIVIC Sponsors the IMN SFR Forum EAST
Posted Monday May 21, 2018 in News, Private Lending

Join CIVIC at the 6th Annual Single Family Rental Investment Forum (East) May 21-23 at Loews Hotel in Miami Beach, FL IMN’s established Single Family Rental Investment Conference (East) returns to Miami for its 6th edition on May 21-23, 2018, and CIVIC is proud to be a sponsor at this year’s event. This industry-leading event…

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A Product for Everyone

A Product for Everyone
Posted Wednesday May 9, 2018 in Private Lending

Whether you are an active real estate investor or a novice who is not quite sure whether private lending is the answer, we know at CIVIC that every investor is different. Our clientele comes from a diverse background with different needs and goals. Some investors want to finance a four-unit residential property while others are…

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Deal Structuring Done Right

Deal Structuring Done Right
Posted Monday April 9, 2018 in Private Lending, Real Estate

At CIVIC, we understand that deals are not always simple and straightforward. More often than not, there are complexities with a particular scenario discovered during the original vetting process. Or, during the evaluation process and after an appraisal has been ordered and received, additional situations are presented that can create a few twists and turns.…

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Civic Financial is an Equal Housing Lender

© 2020 Civic Financial All Rights Reserved. Located in Redondo Beach, California, Civic Financial Services LLC is a leading private money lending provider servicing the greater Los Angeles, Dallas, Phoenix, Seattle, Portland, Denver, Miami, South Beach, Tampa, Sarasota, San Diego, San Francisco, Irvine, Las Vegas, San Jose, Riverside, San Bernardino and surrounding communities. Civic specializes in short term, non-owner occupied and investment properties financing utilizing private hard money and bridge loans.

This is not a commitment to lend. Restrictions may apply. LTV limit is based on current, accurate appraised value. Civic Financial Services, LLC reserves the right to amend rates and guidelines. All loans are made in compliance with Federal, State, and Local laws. Civic Financial Services, LLC is a California Finance Lender under NMLS 1099109 and the California Department of Business Oversight License #603L321, AZ Mortgage Broker License #092863, FL Mortgage Lender Servicer License #MLD1536, ID Mortgage Broker/Lender License #MBL-9610, NV Mortgage License MB4419, NV Broker License #4443, NV NMLS ID #1410002, OR Mortgage Lending License #ML-5282, UT DRE Mortgage Entity License #10570639. Civic Financial Services, LLC is an equal opportunity lender. Powered by Lenderd.com - Mortgage Websites | Privacy Policy

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Contact Michael Marazoni (424) 567-4871
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